Fire Insurance

Fire insurance


Device 

The most basic form of protection for your assets like house, buildings, stocks, furniture and other contents is insurance against the contingencies of fire lightning etc. starting from this cover it would be possible to “add on” cover for various perils and contingencies like earthquake, lightning etc. to the point of virtually converting the cover into an “all risk” category.

The Standard Fire and special perils is a package insurance which covers the following set of perils:

  • Fire
  • Lightening
  • Aircraft damage
  • Riot, Strike, Malicious damage (RSMD Perils)
  • Storm, Tempest, Flood, Inundation, Hurricane, Cyclone, Typhoon and Tornado. (STFI)
  • Impact by any Rail/ Road vehicle or animal belonging to third parties
  • Subsidence / Landslide including rockslide.
  • Bursting and / or overflowing of water tanks, apparatus.
  • Leakage form Automatic Sprinkler Installation.
  • Missile Testing Operation.
  • Pollution or contamination resulting from any of the above perils.
  • Any insured peril resulting from pollution and contamination.
  • Bush Fire